City vs city
Waterloo vs What Cheer, IA
Waterloo currently scores 5 points higher overall than What Cheer, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Waterloo: 41/100 · What Cheer: 36/100
Waterloo is 5 points higher.
Flood
Waterloo: 66/100 · What Cheer: 68/100
What Cheer is 2 points higher.
Waterloo: FEMA NFHL flood zones: 17 features intersect this tile.
What Cheer: FEMA NFHL flood zones: 4 features intersect this tile.
Wind
Waterloo: 18/100 · What Cheer: 18/100
No gap.
Waterloo: Wind exposure derived from ingested design wind / climatology tiles.
What Cheer: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Waterloo: 30/100 · What Cheer: 51/100
What Cheer is 21 points higher.
Waterloo: Lightning exposure derived from ingested climatology tiles.
What Cheer: Lightning exposure derived from ingested climatology tiles.
Tornado
Waterloo: 15/100 · What Cheer: 23/100
What Cheer is 8 points higher.
Waterloo: Tornado risk derived from NOAA SPC historical reports.
What Cheer: Tornado risk derived from NOAA SPC historical reports.
Hail
Waterloo: 100/100 · What Cheer: 24/100
Waterloo is 76 points higher.
Waterloo: Hail risk derived from NOAA SPC historical reports.
What Cheer: Hail risk derived from NOAA SPC historical reports.
Storm surge
Waterloo: Unavailable · What Cheer: Unavailable
A score difference cannot be calculated without both sources.
Waterloo: Storm surge model is not available for this location yet.
What Cheer: Storm surge model is not available for this location yet.
Wildfire
Waterloo: 34/100 · What Cheer: 47/100
What Cheer is 13 points higher.
Waterloo: Wildfire exposure derived from ingested fire potential tiles.
What Cheer: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Waterloo: 21/100 · What Cheer: 24/100
What Cheer is 3 points higher.
Waterloo: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
What Cheer: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.