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City vs city
Terril vs Spirit Lake, IA
Spirit Lake currently scores 9 points higher overall than Terril, with the largest gap in flood.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Overall
Terril: 33/100 · Spirit Lake: 42/100
Spirit Lake is 9 points higher.
Flood
Terril: 46/100 · Spirit Lake: 73/100
Spirit Lake is 27 points higher.
Wind
Terril: 19/100 · Spirit Lake: 19/100
No gap.
Lightning
Terril: 51/100 · Spirit Lake: 51/100
No gap.
Tornado
Terril: 12/100 · Spirit Lake: 24/100
Spirit Lake is 12 points higher.
Hail
Terril: 49/100 · Spirit Lake: 67/100
Spirit Lake is 18 points higher.
Storm surge
Terril: 0/100 · Spirit Lake: 0/100
No gap.