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City vs city
Spirit Lake vs Spencer, IA
Spencer currently scores 9 points higher overall than Spirit Lake, with the largest gap in tornado.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Overall
Spirit Lake: 42/100 · Spencer: 51/100
Spencer is 9 points higher.
Flood
Spirit Lake: 73/100 · Spencer: 61/100
Spirit Lake is 12 points higher.
Wind
Spirit Lake: 19/100 · Spencer: 19/100
No gap.
Lightning
Spirit Lake: 51/100 · Spencer: 55/100
Spencer is 4 points higher.
Tornado
Spirit Lake: 24/100 · Spencer: 68/100
Spencer is 44 points higher.
Hail
Spirit Lake: 67/100 · Spencer: 100/100
Spencer is 33 points higher.
Storm surge
Spirit Lake: 0/100 · Spencer: 0/100
No gap.