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City vs city

Spencer vs Wahpeton, IA

Spencer currently scores 6 points higher overall than Wahpeton, with the largest gap in tornado.

Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.

Spencer

50/100

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Wahpeton

44/100

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Hazard breakdown

Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.

Overall

Spencer: 50/100 · Wahpeton: 44/100

Spencer is 6 points higher.

Flood

Spencer: 61/100 · Wahpeton: 69/100

Wahpeton is 8 points higher.

Spencer: FEMA NFHL flood zones: 12 features intersect this tile.

Wahpeton: FEMA NFHL flood zones: 9 features intersect this tile.

Wind

Spencer: 19/100 · Wahpeton: 19/100

No gap.

Spencer: Wind exposure derived from ingested design wind / climatology tiles.

Wahpeton: Wind exposure derived from ingested design wind / climatology tiles.

Lightning

Spencer: 55/100 · Wahpeton: 53/100

Spencer is 2 points higher.

Spencer: Lightning exposure derived from ingested climatology tiles.

Wahpeton: Lightning exposure derived from ingested climatology tiles.

Tornado

Spencer: 65/100 · Wahpeton: 15/100

Spencer is 50 points higher.

Spencer: Tornado risk derived from NOAA SPC historical reports.

Wahpeton: Tornado risk derived from NOAA SPC historical reports.

Hail

Spencer: 100/100 · Wahpeton: 100/100

No gap.

Spencer: Hail risk derived from NOAA SPC historical reports.

Wahpeton: Hail risk derived from NOAA SPC historical reports.

Storm surge

Spencer: Unavailable · Wahpeton: Unavailable

A score difference cannot be calculated without both sources.

Spencer: Storm surge model is not available for this location yet.

Wahpeton: Storm surge model is not available for this location yet.

Wildfire

Spencer: 32/100 · Wahpeton: 37/100

Wahpeton is 5 points higher.

Spencer: Wildfire exposure derived from ingested fire potential tiles.

Wahpeton: Wildfire exposure derived from ingested fire potential tiles.

Ingested air quality

Spencer: 18/100 · Wahpeton: 18/100

No gap.

Spencer: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.

Wahpeton: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.