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City vs city
Spencer vs Spirit Lake, IA
Spencer currently scores 9 points higher overall than Spirit Lake, with the largest gap in tornado.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Overall
Spencer: 51/100 · Spirit Lake: 42/100
Spencer is 9 points higher.
Flood
Spencer: 61/100 · Spirit Lake: 73/100
Spirit Lake is 12 points higher.
Wind
Spencer: 19/100 · Spirit Lake: 19/100
No gap.
Lightning
Spencer: 55/100 · Spirit Lake: 51/100
Spencer is 4 points higher.
Tornado
Spencer: 68/100 · Spirit Lake: 24/100
Spencer is 44 points higher.
Hail
Spencer: 100/100 · Spirit Lake: 67/100
Spencer is 33 points higher.
Storm surge
Spencer: 0/100 · Spirit Lake: 0/100
No gap.