Royal vs Spirit Lake, IA

Royal currently scores 4 points higher overall than Spirit Lake, with the largest gap in hail.

Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.

Royal

46/100

Spirit Lake

42/100

Hazard breakdown

Overall

Royal: 46/100 · Spirit Lake: 42/100

Royal is 4 points higher.

Flood

Royal: 49/100 · Spirit Lake: 73/100

Spirit Lake is 24 points higher.

Wind

Royal: 19/100 · Spirit Lake: 19/100

No gap.

Lightning

Royal: 56/100 · Spirit Lake: 51/100

Royal is 5 points higher.

Tornado

Royal: 48/100 · Spirit Lake: 24/100

Royal is 24 points higher.

Hail

Royal: 97/100 · Spirit Lake: 67/100

Royal is 30 points higher.

Storm surge

Royal: 0/100 · Spirit Lake: 0/100

No gap.

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