City vs city
Oskaloosa vs Waterloo, IA
Oskaloosa currently scores 3 points higher overall than Waterloo, with the largest gap in lightning.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Oskaloosa: 44/100 · Waterloo: 41/100
Oskaloosa is 3 points higher.
Flood
Oskaloosa: 60/100 · Waterloo: 66/100
Waterloo is 6 points higher.
Oskaloosa: FEMA NFHL flood zones: 5 features intersect this tile.
Waterloo: FEMA NFHL flood zones: 17 features intersect this tile.
Wind
Oskaloosa: 18/100 · Waterloo: 18/100
No gap.
Oskaloosa: Wind exposure derived from ingested design wind / climatology tiles.
Waterloo: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Oskaloosa: 58/100 · Waterloo: 30/100
Oskaloosa is 28 points higher.
Oskaloosa: Lightning exposure derived from ingested climatology tiles.
Waterloo: Lightning exposure derived from ingested climatology tiles.
Tornado
Oskaloosa: 12/100 · Waterloo: 15/100
Waterloo is 3 points higher.
Oskaloosa: Tornado risk derived from NOAA SPC historical reports.
Waterloo: Tornado risk derived from NOAA SPC historical reports.
Hail
Oskaloosa: 100/100 · Waterloo: 100/100
No gap.
Oskaloosa: Hail risk derived from NOAA SPC historical reports.
Waterloo: Hail risk derived from NOAA SPC historical reports.
Storm surge
Oskaloosa: Unavailable · Waterloo: Unavailable
A score difference cannot be calculated without both sources.
Oskaloosa: Storm surge model is not available for this location yet.
Waterloo: Storm surge model is not available for this location yet.
Wildfire
Oskaloosa: 34/100 · Waterloo: 34/100
No gap.
Oskaloosa: Wildfire exposure derived from ingested fire potential tiles.
Waterloo: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Oskaloosa: 27/100 · Waterloo: 21/100
Oskaloosa is 6 points higher.
Oskaloosa: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Waterloo: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.