City vs city
Melcher-Dallas vs Waterloo, IA
Melcher-Dallas and Waterloo are tied on overall score, with the biggest factor difference in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Melcher-Dallas: 41/100 · Waterloo: 41/100
No gap.
Flood
Melcher-Dallas: 63/100 · Waterloo: 66/100
Waterloo is 3 points higher.
Melcher-Dallas: FEMA NFHL flood zones: 3 features intersect this tile.
Waterloo: FEMA NFHL flood zones: 17 features intersect this tile.
Wind
Melcher-Dallas: 18/100 · Waterloo: 18/100
No gap.
Melcher-Dallas: Wind exposure derived from ingested design wind / climatology tiles.
Waterloo: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Melcher-Dallas: 60/100 · Waterloo: 30/100
Melcher-Dallas is 30 points higher.
Melcher-Dallas: Lightning exposure derived from ingested climatology tiles.
Waterloo: Lightning exposure derived from ingested climatology tiles.
Tornado
Melcher-Dallas: 23/100 · Waterloo: 15/100
Melcher-Dallas is 8 points higher.
Melcher-Dallas: Tornado risk derived from NOAA SPC historical reports.
Waterloo: Tornado risk derived from NOAA SPC historical reports.
Hail
Melcher-Dallas: 54/100 · Waterloo: 100/100
Waterloo is 46 points higher.
Melcher-Dallas: Hail risk derived from NOAA SPC historical reports.
Waterloo: Hail risk derived from NOAA SPC historical reports.
Storm surge
Melcher-Dallas: Unavailable · Waterloo: Unavailable
A score difference cannot be calculated without both sources.
Melcher-Dallas: Storm surge model is not available for this location yet.
Waterloo: Storm surge model is not available for this location yet.
Wildfire
Melcher-Dallas: 36/100 · Waterloo: 34/100
Melcher-Dallas is 2 points higher.
Melcher-Dallas: Wildfire exposure derived from ingested fire potential tiles.
Waterloo: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Melcher-Dallas: 31/100 · Waterloo: 21/100
Melcher-Dallas is 10 points higher.
Melcher-Dallas: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Waterloo: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.