City vs city
Lake Mills vs Waterloo, IA
Waterloo currently scores 21 points higher overall than Lake Mills, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Lake Mills: 20/100 · Waterloo: 41/100
Waterloo is 21 points higher.
Flood
Lake Mills: 0/100 · Waterloo: 66/100
Waterloo is 66 points higher.
Lake Mills: FEMA NFHL flood zones: 0 features intersect this tile.
Waterloo: FEMA NFHL flood zones: 17 features intersect this tile.
Wind
Lake Mills: 18/100 · Waterloo: 18/100
No gap.
Lake Mills: Wind exposure derived from ingested design wind / climatology tiles.
Waterloo: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Lake Mills: 33/100 · Waterloo: 30/100
Lake Mills is 3 points higher.
Lake Mills: Lightning exposure derived from ingested climatology tiles.
Waterloo: Lightning exposure derived from ingested climatology tiles.
Tornado
Lake Mills: 0/100 · Waterloo: 15/100
Waterloo is 15 points higher.
Lake Mills: Tornado risk derived from NOAA SPC historical reports.
Waterloo: Tornado risk derived from NOAA SPC historical reports.
Hail
Lake Mills: 33/100 · Waterloo: 100/100
Waterloo is 67 points higher.
Lake Mills: Hail risk derived from NOAA SPC historical reports.
Waterloo: Hail risk derived from NOAA SPC historical reports.
Storm surge
Lake Mills: Unavailable · Waterloo: Unavailable
A score difference cannot be calculated without both sources.
Lake Mills: Storm surge model is not available for this location yet.
Waterloo: Storm surge model is not available for this location yet.
Wildfire
Lake Mills: 13/100 · Waterloo: 34/100
Waterloo is 21 points higher.
Lake Mills: Wildfire exposure derived from ingested fire potential tiles.
Waterloo: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Lake Mills: 21/100 · Waterloo: 21/100
No gap.
Lake Mills: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Waterloo: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.