City vs city
Independence vs Waterloo, IA
Waterloo currently scores 8 points higher overall than Independence, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Independence: 33/100 · Waterloo: 41/100
Waterloo is 8 points higher.
Flood
Independence: 63/100 · Waterloo: 66/100
Waterloo is 3 points higher.
Independence: FEMA NFHL flood zones: 4 features intersect this tile.
Waterloo: FEMA NFHL flood zones: 17 features intersect this tile.
Wind
Independence: 17/100 · Waterloo: 18/100
Waterloo is 1 points higher.
Independence: Wind exposure derived from ingested design wind / climatology tiles.
Waterloo: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Independence: 31/100 · Waterloo: 30/100
Independence is 1 points higher.
Independence: Lightning exposure derived from ingested climatology tiles.
Waterloo: Lightning exposure derived from ingested climatology tiles.
Tornado
Independence: 23/100 · Waterloo: 15/100
Independence is 8 points higher.
Independence: Tornado risk derived from NOAA SPC historical reports.
Waterloo: Tornado risk derived from NOAA SPC historical reports.
Hail
Independence: 47/100 · Waterloo: 100/100
Waterloo is 53 points higher.
Independence: Hail risk derived from NOAA SPC historical reports.
Waterloo: Hail risk derived from NOAA SPC historical reports.
Storm surge
Independence: Unavailable · Waterloo: Unavailable
A score difference cannot be calculated without both sources.
Independence: Storm surge model is not available for this location yet.
Waterloo: Storm surge model is not available for this location yet.
Wildfire
Independence: 29/100 · Waterloo: 34/100
Waterloo is 5 points higher.
Independence: Wildfire exposure derived from ingested fire potential tiles.
Waterloo: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Independence: 22/100 · Waterloo: 21/100
Independence is 1 points higher.
Independence: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Waterloo: Air quality signal derived from the latest EPA AirNow combined AQI grid.