City vs city
Humboldt vs Waterloo, IA
Waterloo currently scores 3 points higher overall than Humboldt, with the largest gap in flood.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Humboldt: 38/100 · Waterloo: 41/100
Waterloo is 3 points higher.
Flood
Humboldt: 45/100 · Waterloo: 66/100
Waterloo is 21 points higher.
Humboldt: FEMA NFHL flood zones: 8 features intersect this tile.
Waterloo: FEMA NFHL flood zones: 17 features intersect this tile.
Wind
Humboldt: 18/100 · Waterloo: 18/100
No gap.
Humboldt: Wind exposure derived from ingested design wind / climatology tiles.
Waterloo: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Humboldt: 39/100 · Waterloo: 30/100
Humboldt is 9 points higher.
Humboldt: Lightning exposure derived from ingested climatology tiles.
Waterloo: Lightning exposure derived from ingested climatology tiles.
Tornado
Humboldt: 12/100 · Waterloo: 15/100
Waterloo is 3 points higher.
Humboldt: Tornado risk derived from NOAA SPC historical reports.
Waterloo: Tornado risk derived from NOAA SPC historical reports.
Hail
Humboldt: 100/100 · Waterloo: 100/100
No gap.
Humboldt: Hail risk derived from NOAA SPC historical reports.
Waterloo: Hail risk derived from NOAA SPC historical reports.
Storm surge
Humboldt: Unavailable · Waterloo: Unavailable
A score difference cannot be calculated without both sources.
Humboldt: Storm surge model is not available for this location yet.
Waterloo: Storm surge model is not available for this location yet.
Wildfire
Humboldt: 23/100 · Waterloo: 34/100
Waterloo is 11 points higher.
Humboldt: Wildfire exposure derived from ingested fire potential tiles.
Waterloo: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Humboldt: 26/100 · Waterloo: 21/100
Humboldt is 5 points higher.
Humboldt: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Waterloo: Air quality signal derived from the latest EPA AirNow combined AQI grid.