City vs city
Hornick vs Waterloo, IA
Hornick currently scores 8 points higher overall than Waterloo, with the largest gap in flood.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Hornick: 49/100 · Waterloo: 41/100
Hornick is 8 points higher.
Flood
Hornick: 100/100 · Waterloo: 66/100
Hornick is 34 points higher.
Hornick: FEMA NFHL flood zones: 11 features intersect this tile.
Waterloo: FEMA NFHL flood zones: 17 features intersect this tile.
Wind
Hornick: 20/100 · Waterloo: 18/100
Hornick is 2 points higher.
Hornick: Wind exposure derived from ingested design wind / climatology tiles.
Waterloo: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Hornick: 59/100 · Waterloo: 30/100
Hornick is 29 points higher.
Hornick: Lightning exposure derived from ingested climatology tiles.
Waterloo: Lightning exposure derived from ingested climatology tiles.
Tornado
Hornick: 8/100 · Waterloo: 15/100
Waterloo is 7 points higher.
Hornick: Tornado risk derived from NOAA SPC historical reports.
Waterloo: Tornado risk derived from NOAA SPC historical reports.
Hail
Hornick: 73/100 · Waterloo: 100/100
Waterloo is 27 points higher.
Hornick: Hail risk derived from NOAA SPC historical reports.
Waterloo: Hail risk derived from NOAA SPC historical reports.
Storm surge
Hornick: Unavailable · Waterloo: Unavailable
A score difference cannot be calculated without both sources.
Hornick: Storm surge model is not available for this location yet.
Waterloo: Storm surge model is not available for this location yet.
Wildfire
Hornick: 58/100 · Waterloo: 34/100
Hornick is 24 points higher.
Hornick: Wildfire exposure derived from ingested fire potential tiles.
Waterloo: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Hornick: 26/100 · Waterloo: 21/100
Hornick is 5 points higher.
Hornick: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Waterloo: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.