City vs city
Hartford vs Waterloo, IA
Waterloo currently scores 1 points higher overall than Hartford, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Hartford: 40/100 · Waterloo: 41/100
Waterloo is 1 points higher.
Flood
Hartford: 68/100 · Waterloo: 66/100
Hartford is 2 points higher.
Hartford: FEMA NFHL flood zones: 7 features intersect this tile.
Waterloo: FEMA NFHL flood zones: 17 features intersect this tile.
Wind
Hartford: 18/100 · Waterloo: 18/100
No gap.
Hartford: Wind exposure derived from ingested design wind / climatology tiles.
Waterloo: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Hartford: 59/100 · Waterloo: 30/100
Hartford is 29 points higher.
Hartford: Lightning exposure derived from ingested climatology tiles.
Waterloo: Lightning exposure derived from ingested climatology tiles.
Tornado
Hartford: 19/100 · Waterloo: 15/100
Hartford is 4 points higher.
Hartford: Tornado risk derived from NOAA SPC historical reports.
Waterloo: Tornado risk derived from NOAA SPC historical reports.
Hail
Hartford: 64/100 · Waterloo: 100/100
Waterloo is 36 points higher.
Hartford: Hail risk derived from NOAA SPC historical reports.
Waterloo: Hail risk derived from NOAA SPC historical reports.
Storm surge
Hartford: Unavailable · Waterloo: Unavailable
A score difference cannot be calculated without both sources.
Hartford: Storm surge model is not available for this location yet.
Waterloo: Storm surge model is not available for this location yet.
Wildfire
Hartford: 22/100 · Waterloo: 34/100
Waterloo is 12 points higher.
Hartford: Wildfire exposure derived from ingested fire potential tiles.
Waterloo: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Hartford: 32/100 · Waterloo: 21/100
Hartford is 11 points higher.
Hartford: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Waterloo: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.