City vs city
Harlan vs Waterloo, IA
Harlan currently scores 3 points higher overall than Waterloo, with the largest gap in lightning.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Harlan: 44/100 · Waterloo: 41/100
Harlan is 3 points higher.
Flood
Harlan: 63/100 · Waterloo: 66/100
Waterloo is 3 points higher.
Harlan: FEMA NFHL flood zones: 10 features intersect this tile.
Waterloo: FEMA NFHL flood zones: 17 features intersect this tile.
Wind
Harlan: 19/100 · Waterloo: 18/100
Harlan is 1 points higher.
Harlan: Wind exposure derived from ingested design wind / climatology tiles.
Waterloo: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Harlan: 56/100 · Waterloo: 30/100
Harlan is 26 points higher.
Harlan: Lightning exposure derived from ingested climatology tiles.
Waterloo: Lightning exposure derived from ingested climatology tiles.
Tornado
Harlan: 23/100 · Waterloo: 15/100
Harlan is 8 points higher.
Harlan: Tornado risk derived from NOAA SPC historical reports.
Waterloo: Tornado risk derived from NOAA SPC historical reports.
Hail
Harlan: 93/100 · Waterloo: 100/100
Waterloo is 7 points higher.
Harlan: Hail risk derived from NOAA SPC historical reports.
Waterloo: Hail risk derived from NOAA SPC historical reports.
Storm surge
Harlan: Unavailable · Waterloo: Unavailable
A score difference cannot be calculated without both sources.
Harlan: Storm surge model is not available for this location yet.
Waterloo: Storm surge model is not available for this location yet.
Wildfire
Harlan: 32/100 · Waterloo: 34/100
Waterloo is 2 points higher.
Harlan: Wildfire exposure derived from ingested fire potential tiles.
Waterloo: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Harlan: 19/100 · Waterloo: 21/100
Waterloo is 2 points higher.
Harlan: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Waterloo: Air quality signal derived from the latest EPA AirNow combined AQI grid.