City vs city
Everly vs Spencer, IA
Everly currently scores 1 points higher overall than Spencer, with the largest gap in flood.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Everly: 51/100 · Spencer: 50/100
Everly is 1 points higher.
Flood
Everly: 71/100 · Spencer: 61/100
Everly is 10 points higher.
Everly: FEMA NFHL flood zones: 6 features intersect this tile.
Spencer: FEMA NFHL flood zones: 12 features intersect this tile.
Wind
Everly: 19/100 · Spencer: 19/100
No gap.
Everly: Wind exposure derived from ingested design wind / climatology tiles.
Spencer: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Everly: 57/100 · Spencer: 55/100
Everly is 2 points higher.
Everly: Lightning exposure derived from ingested climatology tiles.
Spencer: Lightning exposure derived from ingested climatology tiles.
Tornado
Everly: 58/100 · Spencer: 65/100
Spencer is 7 points higher.
Everly: Tornado risk derived from NOAA SPC historical reports.
Spencer: Tornado risk derived from NOAA SPC historical reports.
Hail
Everly: 100/100 · Spencer: 100/100
No gap.
Everly: Hail risk derived from NOAA SPC historical reports.
Spencer: Hail risk derived from NOAA SPC historical reports.
Storm surge
Everly: Unavailable · Spencer: Unavailable
A score difference cannot be calculated without both sources.
Everly: Storm surge model is not available for this location yet.
Spencer: Storm surge model is not available for this location yet.
Wildfire
Everly: 30/100 · Spencer: 32/100
Spencer is 2 points higher.
Everly: Wildfire exposure derived from ingested fire potential tiles.
Spencer: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Everly: 19/100 · Spencer: 18/100
Everly is 1 points higher.
Everly: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Spencer: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.