City vs city
Emmetsburg vs Spirit Lake, IA
Spirit Lake currently scores 1 points higher overall than Emmetsburg, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Emmetsburg: 41/100 · Spirit Lake: 42/100
Spirit Lake is 1 points higher.
Flood
Emmetsburg: 55/100 · Spirit Lake: 73/100
Spirit Lake is 18 points higher.
Emmetsburg: FEMA NFHL flood zones: 4 features intersect this tile.
Spirit Lake: FEMA NFHL flood zones: 10 features intersect this tile.
Wind
Emmetsburg: 19/100 · Spirit Lake: 19/100
No gap.
Emmetsburg: Wind exposure derived from ingested design wind / climatology tiles.
Spirit Lake: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Emmetsburg: 50/100 · Spirit Lake: 51/100
Spirit Lake is 1 points higher.
Emmetsburg: Lightning exposure derived from ingested climatology tiles.
Spirit Lake: Lightning exposure derived from ingested climatology tiles.
Tornado
Emmetsburg: 15/100 · Spirit Lake: 23/100
Spirit Lake is 8 points higher.
Emmetsburg: Tornado risk derived from NOAA SPC historical reports.
Spirit Lake: Tornado risk derived from NOAA SPC historical reports.
Hail
Emmetsburg: 100/100 · Spirit Lake: 67/100
Emmetsburg is 33 points higher.
Emmetsburg: Hail risk derived from NOAA SPC historical reports.
Spirit Lake: Hail risk derived from NOAA SPC historical reports.
Storm surge
Emmetsburg: Unavailable · Spirit Lake: Unavailable
A score difference cannot be calculated without both sources.
Emmetsburg: Storm surge model is not available for this location yet.
Spirit Lake: Storm surge model is not available for this location yet.
Wildfire
Emmetsburg: 27/100 · Spirit Lake: 40/100
Spirit Lake is 13 points higher.
Emmetsburg: Wildfire exposure derived from ingested fire potential tiles.
Spirit Lake: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Emmetsburg: 18/100 · Spirit Lake: 18/100
No gap.
Emmetsburg: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Spirit Lake: Air quality signal derived from the latest EPA AirNow combined AQI grid.