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Direct answer
Is Ely, IA safe from flooding?
Ely has elevated flooding exposure. Risk is meaningful at 68/100, so planning and coverage checks are recommended.
City score
68/100
Level: elevated
State average
69/100
Same hazard across IA.
Comparison
Ely is close to the state average for this hazard (68 vs 69).
Why this answer
FEMA NFHL flood zones: 8 features intersect this tile.
This answer combines long-term hazard scoring with current live signals. Use the live page for active watch/warning context over the next 6-24 hours.
Insurance pricing and deductible structure can still vary by neighborhood and carrier, so validate policy details against this risk profile.
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