City vs city
Clear Lake vs Garner, IA
Clear Lake currently scores 4 points higher overall than Garner, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Clear Lake: 37/100 · Garner: 33/100
Clear Lake is 4 points higher.
Flood
Clear Lake: 57/100 · Garner: 56/100
Clear Lake is 1 points higher.
Clear Lake: FEMA NFHL flood zones: 8 features intersect this tile.
Garner: FEMA NFHL flood zones: 11 features intersect this tile.
Wind
Clear Lake: 18/100 · Garner: 18/100
No gap.
Clear Lake: Wind exposure derived from ingested design wind / climatology tiles.
Garner: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Clear Lake: 27/100 · Garner: 33/100
Garner is 6 points higher.
Clear Lake: Lightning exposure derived from ingested climatology tiles.
Garner: Lightning exposure derived from ingested climatology tiles.
Tornado
Clear Lake: 15/100 · Garner: 35/100
Garner is 20 points higher.
Clear Lake: Tornado risk derived from NOAA SPC historical reports.
Garner: Tornado risk derived from NOAA SPC historical reports.
Hail
Clear Lake: 85/100 · Garner: 39/100
Clear Lake is 46 points higher.
Clear Lake: Hail risk derived from NOAA SPC historical reports.
Garner: Hail risk derived from NOAA SPC historical reports.
Storm surge
Clear Lake: Unavailable · Garner: Unavailable
A score difference cannot be calculated without both sources.
Clear Lake: Storm surge model is not available for this location yet.
Garner: Storm surge model is not available for this location yet.
Wildfire
Clear Lake: 30/100 · Garner: 24/100
Clear Lake is 6 points higher.
Clear Lake: Wildfire exposure derived from ingested fire potential tiles.
Garner: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Clear Lake: 24/100 · Garner: 24/100
No gap.
Clear Lake: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Garner: Air quality signal derived from the latest EPA AirNow combined AQI grid.