City vs city
Chelsea vs Toledo, IA
Toledo currently scores 3 points higher overall than Chelsea, with the largest gap in tornado.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Chelsea: 34/100 · Toledo: 37/100
Toledo is 3 points higher.
Flood
Chelsea: 75/100 · Toledo: 78/100
Toledo is 3 points higher.
Chelsea: FEMA NFHL flood zones: 7 features intersect this tile.
Toledo: FEMA NFHL flood zones: 7 features intersect this tile.
Wind
Chelsea: 18/100 · Toledo: 18/100
No gap.
Chelsea: Wind exposure derived from ingested design wind / climatology tiles.
Toledo: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Chelsea: 44/100 · Toledo: 45/100
Toledo is 1 points higher.
Chelsea: Lightning exposure derived from ingested climatology tiles.
Toledo: Lightning exposure derived from ingested climatology tiles.
Tornado
Chelsea: 4/100 · Toledo: 12/100
Toledo is 8 points higher.
Chelsea: Tornado risk derived from NOAA SPC historical reports.
Toledo: Tornado risk derived from NOAA SPC historical reports.
Hail
Chelsea: 23/100 · Toledo: 26/100
Toledo is 3 points higher.
Chelsea: Hail risk derived from NOAA SPC historical reports.
Toledo: Hail risk derived from NOAA SPC historical reports.
Storm surge
Chelsea: Unavailable · Toledo: Unavailable
A score difference cannot be calculated without both sources.
Chelsea: Storm surge model is not available for this location yet.
Toledo: Storm surge model is not available for this location yet.
Wildfire
Chelsea: 51/100 · Toledo: 54/100
Toledo is 3 points higher.
Chelsea: Wildfire exposure derived from ingested fire potential tiles.
Toledo: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Chelsea: 24/100 · Toledo: 24/100
No gap.
Chelsea: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Toledo: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.