City vs city
Carter Lake vs Loveland, IA
Carter Lake currently scores 6 points higher overall than Loveland, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Carter Lake: 46/100 · Loveland: 40/100
Carter Lake is 6 points higher.
Flood
Carter Lake: 25/100 · Loveland: 77/100
Loveland is 52 points higher.
Carter Lake: FEMA NFHL flood zones: 5 features intersect this tile.
Loveland: FEMA NFHL flood zones: 7 features intersect this tile.
Wind
Carter Lake: 19/100 · Loveland: 19/100
No gap.
Carter Lake: Wind exposure derived from ingested design wind / climatology tiles.
Loveland: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Carter Lake: 50/100 · Loveland: 51/100
Loveland is 1 points higher.
Carter Lake: Lightning exposure derived from ingested climatology tiles.
Loveland: Lightning exposure derived from ingested climatology tiles.
Tornado
Carter Lake: 54/100 · Loveland: 19/100
Carter Lake is 35 points higher.
Carter Lake: Tornado risk derived from NOAA SPC historical reports.
Loveland: Tornado risk derived from NOAA SPC historical reports.
Hail
Carter Lake: 100/100 · Loveland: 39/100
Carter Lake is 61 points higher.
Carter Lake: Hail risk derived from NOAA SPC historical reports.
Loveland: Hail risk derived from NOAA SPC historical reports.
Storm surge
Carter Lake: Unavailable · Loveland: Unavailable
A score difference cannot be calculated without both sources.
Carter Lake: Storm surge model is not available for this location yet.
Loveland: Storm surge model is not available for this location yet.
Wildfire
Carter Lake: 50/100 · Loveland: 53/100
Loveland is 3 points higher.
Carter Lake: Wildfire exposure derived from ingested fire potential tiles.
Loveland: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Carter Lake: 23/100 · Loveland: 20/100
Carter Lake is 3 points higher.
Carter Lake: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Loveland: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.