City vs city
Bayard vs Waterloo, IA
Waterloo currently scores 1 points higher overall than Bayard, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Bayard: 40/100 · Waterloo: 41/100
Waterloo is 1 points higher.
Flood
Bayard: 52/100 · Waterloo: 66/100
Waterloo is 14 points higher.
Bayard: FEMA NFHL flood zones: 5 features intersect this tile.
Waterloo: FEMA NFHL flood zones: 17 features intersect this tile.
Wind
Bayard: 19/100 · Waterloo: 18/100
Bayard is 1 points higher.
Bayard: Wind exposure derived from ingested design wind / climatology tiles.
Waterloo: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Bayard: 60/100 · Waterloo: 30/100
Bayard is 30 points higher.
Bayard: Lightning exposure derived from ingested climatology tiles.
Waterloo: Lightning exposure derived from ingested climatology tiles.
Tornado
Bayard: 54/100 · Waterloo: 15/100
Bayard is 39 points higher.
Bayard: Tornado risk derived from NOAA SPC historical reports.
Waterloo: Tornado risk derived from NOAA SPC historical reports.
Hail
Bayard: 47/100 · Waterloo: 100/100
Waterloo is 53 points higher.
Bayard: Hail risk derived from NOAA SPC historical reports.
Waterloo: Hail risk derived from NOAA SPC historical reports.
Storm surge
Bayard: Unavailable · Waterloo: Unavailable
A score difference cannot be calculated without both sources.
Bayard: Storm surge model is not available for this location yet.
Waterloo: Storm surge model is not available for this location yet.
Wildfire
Bayard: 19/100 · Waterloo: 34/100
Waterloo is 15 points higher.
Bayard: Wildfire exposure derived from ingested fire potential tiles.
Waterloo: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Bayard: 27/100 · Waterloo: 21/100
Bayard is 6 points higher.
Bayard: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Waterloo: Air quality signal derived from the latest EPA AirNow combined AQI grid.