City vs city
Hilo vs Kapalua, HI
Hilo currently scores 2 points higher overall than Kapalua, with the largest gap in flood.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Hilo: 28/100 · Kapalua: 26/100
Hilo is 2 points higher.
Flood
Hilo: 55/100 · Kapalua: 33/100
Hilo is 22 points higher.
Hilo: FEMA NFHL flood zones: 18 features intersect this tile.
Kapalua: FEMA NFHL flood zones: 2 features intersect this tile.
Wind
Hilo: 26/100 · Kapalua: 45/100
Kapalua is 19 points higher.
Hilo: Wind exposure derived from ingested design wind / climatology tiles.
Kapalua: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Hilo: 2/100 · Kapalua: 1/100
Hilo is 1 points higher.
Hilo: Lightning exposure derived from ingested climatology tiles.
Kapalua: Lightning exposure derived from ingested climatology tiles.
Tornado
Hilo: Unavailable · Kapalua: Unavailable
A score difference cannot be calculated without both sources.
Hilo: Tornado model is not available for this location yet.
Kapalua: Tornado model is not available for this location yet.
Hail
Hilo: Unavailable · Kapalua: Unavailable
A score difference cannot be calculated without both sources.
Hilo: Hail model is not available for this location yet.
Kapalua: Hail model is not available for this location yet.
Storm surge
Hilo: Unavailable · Kapalua: Unavailable
A score difference cannot be calculated without both sources.
Hilo: Storm surge model is not available for this location yet.
Kapalua: Storm surge model is not available for this location yet.
Wildfire
Hilo: Unavailable · Kapalua: Unavailable
A score difference cannot be calculated without both sources.
Hilo: Wildfire model is not available for this location yet.
Kapalua: Wildfire model is not available for this location yet.
Ingested air quality
Hilo: Unavailable · Kapalua: Unavailable
A score difference cannot be calculated without both sources.
Hilo: Air quality model is not available for this location yet.
Kapalua: Air quality model is not available for this location yet.
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