City vs city
Fern Forest vs Hilo, HI
Fern Forest and Hilo are tied on overall score, with the biggest factor difference in flood.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Fern Forest: 28/100 · Hilo: 28/100
No gap.
Flood
Fern Forest: 49/100 · Hilo: 55/100
Hilo is 6 points higher.
Fern Forest: FEMA NFHL flood zones: 6 features intersect this tile.
Hilo: FEMA NFHL flood zones: 18 features intersect this tile.
Wind
Fern Forest: 32/100 · Hilo: 26/100
Fern Forest is 6 points higher.
Fern Forest: Wind exposure derived from ingested design wind / climatology tiles.
Hilo: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Fern Forest: 2/100 · Hilo: 2/100
No gap.
Fern Forest: Lightning exposure derived from ingested climatology tiles.
Hilo: Lightning exposure derived from ingested climatology tiles.
Tornado
Fern Forest: Unavailable · Hilo: Unavailable
A score difference cannot be calculated without both sources.
Fern Forest: Tornado model is not available for this location yet.
Hilo: Tornado model is not available for this location yet.
Hail
Fern Forest: Unavailable · Hilo: Unavailable
A score difference cannot be calculated without both sources.
Fern Forest: Hail model is not available for this location yet.
Hilo: Hail model is not available for this location yet.
Storm surge
Fern Forest: Unavailable · Hilo: Unavailable
A score difference cannot be calculated without both sources.
Fern Forest: Storm surge model is not available for this location yet.
Hilo: Storm surge model is not available for this location yet.
Wildfire
Fern Forest: Unavailable · Hilo: Unavailable
A score difference cannot be calculated without both sources.
Fern Forest: Wildfire model is not available for this location yet.
Hilo: Wildfire model is not available for this location yet.
Current air quality
Fern Forest: Unavailable · Hilo: Unavailable
A score difference cannot be calculated without both sources.
Fern Forest: Air quality model is not available for this location yet.
Hilo: Air quality model is not available for this location yet.