City vs city
Fern Acres vs Pearl City, HI
Pearl City currently scores 3 points higher overall than Fern Acres, with the largest gap in wind.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Fern Acres: 26/100 · Pearl City: 29/100
Pearl City is 3 points higher.
Flood
Fern Acres: 49/100 · Pearl City: 28/100
Fern Acres is 21 points higher.
Fern Acres: FEMA NFHL flood zones: 2 features intersect this tile.
Pearl City: FEMA NFHL flood zones: 3 features intersect this tile.
Wind
Fern Acres: 27/100 · Pearl City: 58/100
Pearl City is 31 points higher.
Fern Acres: Wind exposure derived from ingested design wind / climatology tiles.
Pearl City: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Fern Acres: 2/100 · Pearl City: 1/100
Fern Acres is 1 points higher.
Fern Acres: Lightning exposure derived from ingested climatology tiles.
Pearl City: Lightning exposure derived from ingested climatology tiles.
Tornado
Fern Acres: Unavailable · Pearl City: Unavailable
A score difference cannot be calculated without both sources.
Fern Acres: Tornado model is not available for this location yet.
Pearl City: Tornado model is not available for this location yet.
Hail
Fern Acres: Unavailable · Pearl City: Unavailable
A score difference cannot be calculated without both sources.
Fern Acres: Hail model is not available for this location yet.
Pearl City: Hail model is not available for this location yet.
Storm surge
Fern Acres: Unavailable · Pearl City: Unavailable
A score difference cannot be calculated without both sources.
Fern Acres: Storm surge model is not available for this location yet.
Pearl City: Storm surge model is not available for this location yet.
Wildfire
Fern Acres: Unavailable · Pearl City: Unavailable
A score difference cannot be calculated without both sources.
Fern Acres: Wildfire model is not available for this location yet.
Pearl City: Wildfire model is not available for this location yet.
Current air quality
Fern Acres: Unavailable · Pearl City: Unavailable
A score difference cannot be calculated without both sources.
Fern Acres: Air quality model is not available for this location yet.
Pearl City: Air quality model is not available for this location yet.