City vs city
Commerce vs Toccoa, GA
Toccoa currently scores 3 points higher overall than Commerce, with the largest gap in tornado.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Commerce: 37/100 · Toccoa: 40/100
Toccoa is 3 points higher.
Flood
Commerce: 35/100 · Toccoa: 0/100
Commerce is 35 points higher.
Commerce: FEMA NFHL flood zones: 5 features intersect this tile.
Toccoa: FEMA NFHL flood zones: 0 features intersect this tile.
Wind
Commerce: 16/100 · Toccoa: 15/100
Commerce is 1 points higher.
Commerce: Wind exposure derived from ingested design wind / climatology tiles.
Toccoa: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Commerce: 52/100 · Toccoa: 50/100
Commerce is 2 points higher.
Commerce: Lightning exposure derived from ingested climatology tiles.
Toccoa: Lightning exposure derived from ingested climatology tiles.
Tornado
Commerce: 8/100 · Toccoa: 62/100
Toccoa is 54 points higher.
Commerce: Tornado risk derived from NOAA SPC historical reports.
Toccoa: Tornado risk derived from NOAA SPC historical reports.
Hail
Commerce: 60/100 · Toccoa: 56/100
Commerce is 4 points higher.
Commerce: Hail risk derived from NOAA SPC historical reports.
Toccoa: Hail risk derived from NOAA SPC historical reports.
Storm surge
Commerce: Unavailable · Toccoa: Unavailable
A score difference cannot be calculated without both sources.
Commerce: Storm surge model is not available for this location yet.
Toccoa: Storm surge model is not available for this location yet.
Wildfire
Commerce: 57/100 · Toccoa: 68/100
Toccoa is 11 points higher.
Commerce: Wildfire exposure derived from ingested fire potential tiles.
Toccoa: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Commerce: 30/100 · Toccoa: 28/100
Commerce is 2 points higher.
Commerce: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Toccoa: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.