City vs state
How does Willow Oak compare with FL?
Willow Oak is most below the FL reference in hail (66 points lower).
Use this page to compare city-level risk against the statewide reference for relocation and planning. The benchmark is p85-based state reference, not an arithmetic average. Missing coverage is unavailable, not zero risk.
Score comparison
Overall
Willow Oak
44/100
FL
69/100
25 points below state reference.
Flood
Willow Oak
35/100
FL
64/100
29 points below state reference.
Wind
Willow Oak
45/100
FL
35/100
10 points above state reference.
Lightning
Willow Oak
93/100
FL
99/100
6 points below state reference.
Tornado
Willow Oak
23/100
FL
77/100
54 points below state reference.
Hail
Willow Oak
25/100
FL
91/100
66 points below state reference.
Storm surge
Willow Oak
Unavailable
FL
95/100
City score unavailable; no comparison.
Related pages