City vs city
Waverly vs Winter Haven, FL
Winter Haven currently scores 20 points higher overall than Waverly, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Waverly: 44/100 · Winter Haven: 64/100
Winter Haven is 20 points higher.
Flood
Waverly: 49/100 · Winter Haven: 36/100
Waverly is 13 points higher.
Waverly: FEMA NFHL flood zones: 25 features intersect this tile.
Winter Haven: FEMA NFHL flood zones: 12 features intersect this tile.
Wind
Waverly: 45/100 · Winter Haven: 45/100
No gap.
Waverly: Wind exposure derived from ingested design wind / climatology tiles.
Winter Haven: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Waverly: 99/100 · Winter Haven: 98/100
Waverly is 1 points higher.
Waverly: Lightning exposure derived from ingested climatology tiles.
Winter Haven: Lightning exposure derived from ingested climatology tiles.
Tornado
Waverly: 23/100 · Winter Haven: 100/100
Winter Haven is 77 points higher.
Waverly: Tornado risk derived from NOAA SPC historical reports.
Winter Haven: Tornado risk derived from NOAA SPC historical reports.
Hail
Waverly: 18/100 · Winter Haven: 100/100
Winter Haven is 82 points higher.
Waverly: Hail risk derived from NOAA SPC historical reports.
Winter Haven: Hail risk derived from NOAA SPC historical reports.
Storm surge
Waverly: Unavailable · Winter Haven: Unavailable
A score difference cannot be calculated without both sources.
Waverly: Storm surge model is not available for this location yet.
Winter Haven: Storm surge model is not available for this location yet.
Wildfire
Waverly: 56/100 · Winter Haven: 53/100
Waverly is 3 points higher.
Waverly: Wildfire exposure derived from ingested fire potential tiles.
Winter Haven: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Waverly: 17/100 · Winter Haven: 17/100
No gap.
Waverly: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Winter Haven: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.