City vs city
Temple Terrace vs University, FL
Temple Terrace currently scores 3 points higher overall than University, with the largest gap in storm surge.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Temple Terrace: 63/100 · University: 60/100
Temple Terrace is 3 points higher.
Flood
Temple Terrace: 46/100 · University: 37/100
Temple Terrace is 9 points higher.
Temple Terrace: FEMA NFHL flood zones: 15 features intersect this tile.
University: FEMA NFHL flood zones: 17 features intersect this tile.
Wind
Temple Terrace: 45/100 · University: 46/100
University is 1 points higher.
Temple Terrace: Wind exposure derived from ingested design wind / climatology tiles.
University: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Temple Terrace: 87/100 · University: 81/100
Temple Terrace is 6 points higher.
Temple Terrace: Lightning exposure derived from ingested climatology tiles.
University: Lightning exposure derived from ingested climatology tiles.
Tornado
Temple Terrace: 35/100 · University: 62/100
University is 27 points higher.
Temple Terrace: Tornado risk derived from NOAA SPC historical reports.
University: Tornado risk derived from NOAA SPC historical reports.
Hail
Temple Terrace: 94/100 · University: 100/100
University is 6 points higher.
Temple Terrace: Hail risk derived from NOAA SPC historical reports.
University: Hail risk derived from NOAA SPC historical reports.
Storm surge
Temple Terrace: 95/100 · University: 63/100
Temple Terrace is 32 points higher.
Temple Terrace: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
University: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Wildfire
Temple Terrace: 79/100 · University: 60/100
Temple Terrace is 19 points higher.
Temple Terrace: Wildfire exposure derived from ingested fire potential tiles.
University: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Temple Terrace: 26/100 · University: 27/100
University is 1 points higher.
Temple Terrace: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
University: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.