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Direct answer
Is Tampa, FL safe from lightning?
Tampa is not considered low-risk for lightning right now. The current long-term score is 80/100 (high).
City score
80/100
Level: high
State average
99/100
Same hazard across FL.
Comparison
Tampa is 19 points below the state average for this hazard.
Why this answer
Lightning exposure derived from ingested climatology tiles.
This answer combines long-term hazard scoring with current live signals. Use the live page for active watch/warning context over the next 6-24 hours.
Insurance pricing and deductible structure can still vary by neighborhood and carrier, so validate policy details against this risk profile.
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