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Direct answer

Is South Beach, FL safe from flooding?

South Beach has moderate flooding exposure (54/100). It is not extreme, but damaging events can still occur.

City score

54/100

Level: moderate

State average

62/100

Same hazard across FL.

Comparison

South Beach is 8 points below the state average for this hazard.

Use this next

Open live signal for this hazardOpen full hazard risk pageOpen statewide hazard outlookHighest-risk cities in FL

Why this answer

FEMA NFHL flood zones: 19 features intersect this tile.

This answer combines long-term hazard scoring with current live signals. Use the live page for active watch/warning context over the next 6-24 hours.

Insurance pricing and deductible structure can still vary by neighborhood and carrier, so validate policy details against this risk profile.

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