City vs city
Sebring vs Winter Haven, FL
Winter Haven currently scores 19 points higher overall than Sebring, with the largest gap in tornado.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Sebring: 45/100 · Winter Haven: 64/100
Winter Haven is 19 points higher.
Flood
Sebring: 42/100 · Winter Haven: 36/100
Sebring is 6 points higher.
Sebring: FEMA NFHL flood zones: 13 features intersect this tile.
Winter Haven: FEMA NFHL flood zones: 12 features intersect this tile.
Wind
Sebring: 45/100 · Winter Haven: 45/100
No gap.
Sebring: Wind exposure derived from ingested design wind / climatology tiles.
Winter Haven: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Sebring: 100/100 · Winter Haven: 98/100
Sebring is 2 points higher.
Sebring: Lightning exposure derived from ingested climatology tiles.
Winter Haven: Lightning exposure derived from ingested climatology tiles.
Tornado
Sebring: 15/100 · Winter Haven: 100/100
Winter Haven is 85 points higher.
Sebring: Tornado risk derived from NOAA SPC historical reports.
Winter Haven: Tornado risk derived from NOAA SPC historical reports.
Hail
Sebring: 24/100 · Winter Haven: 100/100
Winter Haven is 76 points higher.
Sebring: Hail risk derived from NOAA SPC historical reports.
Winter Haven: Hail risk derived from NOAA SPC historical reports.
Storm surge
Sebring: Unavailable · Winter Haven: Unavailable
A score difference cannot be calculated without both sources.
Sebring: Storm surge model is not available for this location yet.
Winter Haven: Storm surge model is not available for this location yet.
Wildfire
Sebring: 70/100 · Winter Haven: 53/100
Sebring is 17 points higher.
Sebring: Wildfire exposure derived from ingested fire potential tiles.
Winter Haven: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Sebring: 16/100 · Winter Haven: 17/100
Winter Haven is 1 points higher.
Sebring: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Winter Haven: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.