City vs city
Polk City vs Winter Haven, FL
Winter Haven currently scores 18 points higher overall than Polk City, with the largest gap in tornado.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Polk City: 46/100 · Winter Haven: 64/100
Winter Haven is 18 points higher.
Flood
Polk City: 42/100 · Winter Haven: 36/100
Polk City is 6 points higher.
Polk City: FEMA NFHL flood zones: 24 features intersect this tile.
Winter Haven: FEMA NFHL flood zones: 12 features intersect this tile.
Wind
Polk City: 45/100 · Winter Haven: 45/100
No gap.
Polk City: Wind exposure derived from ingested design wind / climatology tiles.
Winter Haven: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Polk City: 97/100 · Winter Haven: 98/100
Winter Haven is 1 points higher.
Polk City: Lightning exposure derived from ingested climatology tiles.
Winter Haven: Lightning exposure derived from ingested climatology tiles.
Tornado
Polk City: 23/100 · Winter Haven: 100/100
Winter Haven is 77 points higher.
Polk City: Tornado risk derived from NOAA SPC historical reports.
Winter Haven: Tornado risk derived from NOAA SPC historical reports.
Hail
Polk City: 42/100 · Winter Haven: 100/100
Winter Haven is 58 points higher.
Polk City: Hail risk derived from NOAA SPC historical reports.
Winter Haven: Hail risk derived from NOAA SPC historical reports.
Storm surge
Polk City: Unavailable · Winter Haven: Unavailable
A score difference cannot be calculated without both sources.
Polk City: Storm surge model is not available for this location yet.
Winter Haven: Storm surge model is not available for this location yet.
Wildfire
Polk City: 59/100 · Winter Haven: 53/100
Polk City is 6 points higher.
Polk City: Wildfire exposure derived from ingested fire potential tiles.
Winter Haven: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Polk City: 17/100 · Winter Haven: 17/100
No gap.
Polk City: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Winter Haven: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.