City vs city
Palm Harbor vs Safety Harbor, FL
Palm Harbor currently scores 1 points higher overall than Safety Harbor, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Palm Harbor: 51/100 · Safety Harbor: 50/100
Palm Harbor is 1 points higher.
Flood
Palm Harbor: 39/100 · Safety Harbor: 56/100
Safety Harbor is 17 points higher.
Palm Harbor: FEMA NFHL flood zones: 18 features intersect this tile.
Safety Harbor: FEMA NFHL flood zones: 27 features intersect this tile.
Wind
Palm Harbor: 49/100 · Safety Harbor: 48/100
Palm Harbor is 1 points higher.
Palm Harbor: Wind exposure derived from ingested design wind / climatology tiles.
Safety Harbor: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Palm Harbor: 65/100 · Safety Harbor: 70/100
Safety Harbor is 5 points higher.
Palm Harbor: Lightning exposure derived from ingested climatology tiles.
Safety Harbor: Lightning exposure derived from ingested climatology tiles.
Tornado
Palm Harbor: 50/100 · Safety Harbor: 42/100
Palm Harbor is 8 points higher.
Palm Harbor: Tornado risk derived from NOAA SPC historical reports.
Safety Harbor: Tornado risk derived from NOAA SPC historical reports.
Hail
Palm Harbor: 39/100 · Safety Harbor: 17/100
Palm Harbor is 22 points higher.
Palm Harbor: Hail risk derived from NOAA SPC historical reports.
Safety Harbor: Hail risk derived from NOAA SPC historical reports.
Storm surge
Palm Harbor: 99/100 · Safety Harbor: 98/100
Palm Harbor is 1 points higher.
Palm Harbor: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Safety Harbor: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Wildfire
Palm Harbor: 47/100 · Safety Harbor: 53/100
Safety Harbor is 6 points higher.
Palm Harbor: Wildfire exposure derived from ingested fire potential tiles.
Safety Harbor: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Palm Harbor: 16/100 · Safety Harbor: 15/100
Palm Harbor is 1 points higher.
Palm Harbor: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Safety Harbor: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.