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Direct answer
Is Opa-locka, FL safe from storm surge?
Opa-locka is lower risk for storm surge in the long-term model (27/100), but risk is not zero during active weather periods.
City score
27/100
Level: low
State average
96/100
Same hazard across FL.
Comparison
Opa-locka is 69 points below the state average for this hazard.
Why this answer
Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
This answer combines long-term hazard scoring with current live signals. Use the live page for active watch/warning context over the next 6-24 hours.
Insurance pricing and deductible structure can still vary by neighborhood and carrier, so validate policy details against this risk profile.
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