City vs city
Oldsmar vs Palm Harbor, FL
Palm Harbor currently scores 1 points higher overall than Oldsmar, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Oldsmar: 50/100 · Palm Harbor: 51/100
Palm Harbor is 1 points higher.
Flood
Oldsmar: 56/100 · Palm Harbor: 39/100
Oldsmar is 17 points higher.
Oldsmar: FEMA NFHL flood zones: 27 features intersect this tile.
Palm Harbor: FEMA NFHL flood zones: 18 features intersect this tile.
Wind
Oldsmar: 48/100 · Palm Harbor: 49/100
Palm Harbor is 1 points higher.
Oldsmar: Wind exposure derived from ingested design wind / climatology tiles.
Palm Harbor: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Oldsmar: 70/100 · Palm Harbor: 65/100
Oldsmar is 5 points higher.
Oldsmar: Lightning exposure derived from ingested climatology tiles.
Palm Harbor: Lightning exposure derived from ingested climatology tiles.
Tornado
Oldsmar: 42/100 · Palm Harbor: 50/100
Palm Harbor is 8 points higher.
Oldsmar: Tornado risk derived from NOAA SPC historical reports.
Palm Harbor: Tornado risk derived from NOAA SPC historical reports.
Hail
Oldsmar: 17/100 · Palm Harbor: 39/100
Palm Harbor is 22 points higher.
Oldsmar: Hail risk derived from NOAA SPC historical reports.
Palm Harbor: Hail risk derived from NOAA SPC historical reports.
Storm surge
Oldsmar: 98/100 · Palm Harbor: 99/100
Palm Harbor is 1 points higher.
Oldsmar: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Palm Harbor: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Wildfire
Oldsmar: 53/100 · Palm Harbor: 47/100
Oldsmar is 6 points higher.
Oldsmar: Wildfire exposure derived from ingested fire potential tiles.
Palm Harbor: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Oldsmar: 15/100 · Palm Harbor: 16/100
Palm Harbor is 1 points higher.
Oldsmar: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Palm Harbor: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.