City vs city
North Miami Beach vs Surfside, FL
North Miami Beach and Surfside are tied on overall score, with the biggest factor difference in storm surge.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
North Miami Beach: 56/100 · Surfside: 56/100
No gap.
Flood
North Miami Beach: 64/100 · Surfside: 58/100
North Miami Beach is 6 points higher.
North Miami Beach: FEMA NFHL flood zones: 26 features intersect this tile.
Surfside: FEMA NFHL flood zones: 21 features intersect this tile.
Wind
North Miami Beach: 72/100 · Surfside: 73/100
Surfside is 1 points higher.
North Miami Beach: Wind exposure derived from ingested design wind / climatology tiles.
Surfside: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
North Miami Beach: 77/100 · Surfside: 71/100
North Miami Beach is 6 points higher.
North Miami Beach: Lightning exposure derived from ingested climatology tiles.
Surfside: Lightning exposure derived from ingested climatology tiles.
Tornado
North Miami Beach: 77/100 · Surfside: 50/100
North Miami Beach is 27 points higher.
North Miami Beach: Tornado risk derived from NOAA SPC historical reports.
Surfside: Tornado risk derived from NOAA SPC historical reports.
Hail
North Miami Beach: 41/100 · Surfside: 54/100
Surfside is 13 points higher.
North Miami Beach: Hail risk derived from NOAA SPC historical reports.
Surfside: Hail risk derived from NOAA SPC historical reports.
Storm surge
North Miami Beach: 53/100 · Surfside: 83/100
Surfside is 30 points higher.
North Miami Beach: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Surfside: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Wildfire
North Miami Beach: 48/100 · Surfside: 44/100
North Miami Beach is 4 points higher.
North Miami Beach: Wildfire exposure derived from ingested fire potential tiles.
Surfside: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
North Miami Beach: 14/100 · Surfside: 16/100
Surfside is 2 points higher.
North Miami Beach: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Surfside: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.