City vs city
Neptune Beach vs St. Augustine, FL
Neptune Beach currently scores 12 points higher overall than St. Augustine, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Neptune Beach: 53/100 · St. Augustine: 41/100
Neptune Beach is 12 points higher.
Flood
Neptune Beach: 55/100 · St. Augustine: 48/100
Neptune Beach is 7 points higher.
Neptune Beach: FEMA NFHL flood zones: 28 features intersect this tile.
St. Augustine: FEMA NFHL flood zones: 23 features intersect this tile.
Wind
Neptune Beach: 35/100 · St. Augustine: 35/100
No gap.
Neptune Beach: Wind exposure derived from ingested design wind / climatology tiles.
St. Augustine: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Neptune Beach: 90/100 · St. Augustine: 93/100
St. Augustine is 3 points higher.
Neptune Beach: Lightning exposure derived from ingested climatology tiles.
St. Augustine: Lightning exposure derived from ingested climatology tiles.
Tornado
Neptune Beach: 12/100 · St. Augustine: 15/100
St. Augustine is 3 points higher.
Neptune Beach: Tornado risk derived from NOAA SPC historical reports.
St. Augustine: Tornado risk derived from NOAA SPC historical reports.
Hail
Neptune Beach: 53/100 · St. Augustine: 14/100
Neptune Beach is 39 points higher.
Neptune Beach: Hail risk derived from NOAA SPC historical reports.
St. Augustine: Hail risk derived from NOAA SPC historical reports.
Storm surge
Neptune Beach: 98/100 · St. Augustine: Unavailable
A score difference cannot be calculated without both sources.
Neptune Beach: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
St. Augustine: Storm surge model is not available for this location yet.
Wildfire
Neptune Beach: 58/100 · St. Augustine: 64/100
St. Augustine is 6 points higher.
Neptune Beach: Wildfire exposure derived from ingested fire potential tiles.
St. Augustine: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Neptune Beach: 19/100 · St. Augustine: 18/100
Neptune Beach is 1 points higher.
Neptune Beach: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
St. Augustine: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.