City vs city
Navarre vs Panama City Beach, FL
Panama City Beach currently scores 1 points higher overall than Navarre, with the largest gap in flood.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Navarre: 38/100 · Panama City Beach: 39/100
Panama City Beach is 1 points higher.
Flood
Navarre: 41/100 · Panama City Beach: 58/100
Panama City Beach is 17 points higher.
Navarre: FEMA NFHL flood zones: 9 features intersect this tile.
Panama City Beach: FEMA NFHL flood zones: 19 features intersect this tile.
Wind
Navarre: 54/100 · Panama City Beach: 42/100
Navarre is 12 points higher.
Navarre: Wind exposure derived from ingested design wind / climatology tiles.
Panama City Beach: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Navarre: 62/100 · Panama City Beach: 54/100
Navarre is 8 points higher.
Navarre: Lightning exposure derived from ingested climatology tiles.
Panama City Beach: Lightning exposure derived from ingested climatology tiles.
Tornado
Navarre: 15/100 · Panama City Beach: 19/100
Panama City Beach is 4 points higher.
Navarre: Tornado risk derived from NOAA SPC historical reports.
Panama City Beach: Tornado risk derived from NOAA SPC historical reports.
Hail
Navarre: 2/100 · Panama City Beach: 10/100
Panama City Beach is 8 points higher.
Navarre: Hail risk derived from NOAA SPC historical reports.
Panama City Beach: Hail risk derived from NOAA SPC historical reports.
Storm surge
Navarre: 95/100 · Panama City Beach: 96/100
Panama City Beach is 1 points higher.
Navarre: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Panama City Beach: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Wildfire
Navarre: 7/100 · Panama City Beach: 9/100
Panama City Beach is 2 points higher.
Navarre: Wildfire exposure derived from ingested fire potential tiles.
Panama City Beach: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Navarre: 27/100 · Panama City Beach: 21/100
Navarre is 6 points higher.
Navarre: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Panama City Beach: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.