City vs city
Miramar Beach vs Panama City, FL
Panama City currently scores 8 points higher overall than Miramar Beach, with the largest gap in tornado.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Overall
Miramar Beach: 46/100 · Panama City: 54/100
Panama City is 8 points higher.
Flood
Miramar Beach: 67/100 · Panama City: 41/100
Miramar Beach is 26 points higher.
Wind
Miramar Beach: 45/100 · Panama City: 40/100
Miramar Beach is 5 points higher.
Lightning
Miramar Beach: 57/100 · Panama City: 53/100
Miramar Beach is 4 points higher.
Tornado
Miramar Beach: 32/100 · Panama City: 100/100
Panama City is 68 points higher.
Hail
Miramar Beach: 4/100 · Panama City: 32/100
Panama City is 28 points higher.
Storm surge
Miramar Beach: 95/100 · Panama City: 95/100
No gap.