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Direct answer
Is Miami, FL safe from hail?
Miami has moderate hail exposure (51/100). It is not extreme, but damaging events can still occur.
City score
51/100
Level: moderate
State average
63/100
Same hazard across FL.
Comparison
Miami is 12 points below the state average for this hazard.
Why this answer
Hail risk derived from NOAA SPC historical reports.
This answer combines long-term hazard scoring with current live signals. Use the live page for active watch/warning context over the next 6-24 hours.
Insurance pricing and deductible structure can still vary by neighborhood and carrier, so validate policy details against this risk profile.
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