City vs city
Miami vs Palmer Ranch, FL
Miami currently scores 19 points higher overall than Palmer Ranch, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Miami: 60/100 · Palmer Ranch: 41/100
Miami is 19 points higher.
Flood
Miami: 73/100 · Palmer Ranch: 27/100
Miami is 46 points higher.
Miami: FEMA NFHL flood zones: 12 features intersect this tile.
Palmer Ranch: FEMA NFHL flood zones: 17 features intersect this tile.
Wind
Miami: 73/100 · Palmer Ranch: 54/100
Miami is 19 points higher.
Miami: Wind exposure derived from ingested design wind / climatology tiles.
Palmer Ranch: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Miami: 65/100 · Palmer Ranch: 62/100
Miami is 3 points higher.
Miami: Lightning exposure derived from ingested climatology tiles.
Palmer Ranch: Lightning exposure derived from ingested climatology tiles.
Tornado
Miami: 35/100 · Palmer Ranch: 8/100
Miami is 27 points higher.
Miami: Tornado risk derived from NOAA SPC historical reports.
Palmer Ranch: Tornado risk derived from NOAA SPC historical reports.
Hail
Miami: 85/100 · Palmer Ranch: 18/100
Miami is 67 points higher.
Miami: Hail risk derived from NOAA SPC historical reports.
Palmer Ranch: Hail risk derived from NOAA SPC historical reports.
Storm surge
Miami: 83/100 · Palmer Ranch: 83/100
No gap.
Miami: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Palmer Ranch: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Wildfire
Miami: 48/100 · Palmer Ranch: 59/100
Palmer Ranch is 11 points higher.
Miami: Wildfire exposure derived from ingested fire potential tiles.
Palmer Ranch: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Miami: 16/100 · Palmer Ranch: 14/100
Miami is 2 points higher.
Miami: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Palmer Ranch: Air quality signal derived from the latest EPA AirNow combined AQI grid.