City vs city
Miami vs On Top of the World Designated Place, FL
Miami currently scores 12 points higher overall than On Top of the World Designated Place, with the largest gap in flood.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Miami: 60/100 · On Top of the World Designated Place: 48/100
Miami is 12 points higher.
Flood
Miami: 73/100 · On Top of the World Designated Place: 23/100
Miami is 50 points higher.
Miami: FEMA NFHL flood zones: 12 features intersect this tile.
On Top of the World Designated Place: FEMA NFHL flood zones: 4 features intersect this tile.
Wind
Miami: 73/100 · On Top of the World Designated Place: 37/100
Miami is 36 points higher.
Miami: Wind exposure derived from ingested design wind / climatology tiles.
On Top of the World Designated Place: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Miami: 65/100 · On Top of the World Designated Place: 96/100
On Top of the World Designated Place is 31 points higher.
Miami: Lightning exposure derived from ingested climatology tiles.
On Top of the World Designated Place: Lightning exposure derived from ingested climatology tiles.
Tornado
Miami: 35/100 · On Top of the World Designated Place: 46/100
On Top of the World Designated Place is 11 points higher.
Miami: Tornado risk derived from NOAA SPC historical reports.
On Top of the World Designated Place: Tornado risk derived from NOAA SPC historical reports.
Hail
Miami: 85/100 · On Top of the World Designated Place: 50/100
Miami is 35 points higher.
Miami: Hail risk derived from NOAA SPC historical reports.
On Top of the World Designated Place: Hail risk derived from NOAA SPC historical reports.
Storm surge
Miami: 83/100 · On Top of the World Designated Place: Unavailable
A score difference cannot be calculated without both sources.
Miami: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
On Top of the World Designated Place: Storm surge model is not available for this location yet.
Wildfire
Miami: 48/100 · On Top of the World Designated Place: 69/100
On Top of the World Designated Place is 21 points higher.
Miami: Wildfire exposure derived from ingested fire potential tiles.
On Top of the World Designated Place: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Miami: 16/100 · On Top of the World Designated Place: 14/100
Miami is 2 points higher.
Miami: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
On Top of the World Designated Place: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.