City vs city
Miami vs Ocean City, FL
Miami currently scores 16 points higher overall than Ocean City, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Miami: 60/100 · Ocean City: 44/100
Miami is 16 points higher.
Flood
Miami: 73/100 · Ocean City: 42/100
Miami is 31 points higher.
Miami: FEMA NFHL flood zones: 12 features intersect this tile.
Ocean City: FEMA NFHL flood zones: 12 features intersect this tile.
Wind
Miami: 73/100 · Ocean City: 49/100
Miami is 24 points higher.
Miami: Wind exposure derived from ingested design wind / climatology tiles.
Ocean City: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Miami: 65/100 · Ocean City: 63/100
Miami is 2 points higher.
Miami: Lightning exposure derived from ingested climatology tiles.
Ocean City: Lightning exposure derived from ingested climatology tiles.
Tornado
Miami: 35/100 · Ocean City: 19/100
Miami is 16 points higher.
Miami: Tornado risk derived from NOAA SPC historical reports.
Ocean City: Tornado risk derived from NOAA SPC historical reports.
Hail
Miami: 85/100 · Ocean City: 10/100
Miami is 75 points higher.
Miami: Hail risk derived from NOAA SPC historical reports.
Ocean City: Hail risk derived from NOAA SPC historical reports.
Storm surge
Miami: 83/100 · Ocean City: 94/100
Ocean City is 11 points higher.
Miami: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Ocean City: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Wildfire
Miami: 48/100 · Ocean City: 50/100
Ocean City is 2 points higher.
Miami: Wildfire exposure derived from ingested fire potential tiles.
Ocean City: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Miami: 16/100 · Ocean City: 26/100
Ocean City is 10 points higher.
Miami: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Ocean City: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.