City vs city
Miami vs Neptune Beach, FL
Miami currently scores 7 points higher overall than Neptune Beach, with the largest gap in wind.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Miami: 60/100 · Neptune Beach: 53/100
Miami is 7 points higher.
Flood
Miami: 73/100 · Neptune Beach: 55/100
Miami is 18 points higher.
Miami: FEMA NFHL flood zones: 12 features intersect this tile.
Neptune Beach: FEMA NFHL flood zones: 28 features intersect this tile.
Wind
Miami: 73/100 · Neptune Beach: 35/100
Miami is 38 points higher.
Miami: Wind exposure derived from ingested design wind / climatology tiles.
Neptune Beach: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Miami: 65/100 · Neptune Beach: 90/100
Neptune Beach is 25 points higher.
Miami: Lightning exposure derived from ingested climatology tiles.
Neptune Beach: Lightning exposure derived from ingested climatology tiles.
Tornado
Miami: 35/100 · Neptune Beach: 12/100
Miami is 23 points higher.
Miami: Tornado risk derived from NOAA SPC historical reports.
Neptune Beach: Tornado risk derived from NOAA SPC historical reports.
Hail
Miami: 85/100 · Neptune Beach: 53/100
Miami is 32 points higher.
Miami: Hail risk derived from NOAA SPC historical reports.
Neptune Beach: Hail risk derived from NOAA SPC historical reports.
Storm surge
Miami: 83/100 · Neptune Beach: 98/100
Neptune Beach is 15 points higher.
Miami: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Neptune Beach: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Wildfire
Miami: 48/100 · Neptune Beach: 58/100
Neptune Beach is 10 points higher.
Miami: Wildfire exposure derived from ingested fire potential tiles.
Neptune Beach: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Miami: 16/100 · Neptune Beach: 19/100
Neptune Beach is 3 points higher.
Miami: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Neptune Beach: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.