Direct answer
Is Melbourne, FL safe from storm surge?
Melbourne is lower risk for storm surge in the long-term model (0/100), but risk is not zero during active weather periods.
City score
0/100
Level: low
P85-based state reference
95/100
Same hazard across FL.
Comparison
Melbourne is 95 points below the state reference for this hazard.
Why this answer
Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
This answer uses stored long-term hazard scores and the statewide reference. It does not describe current conditions. Open the separate live page for available weather and alert signals, and follow official watches, warnings, and emergency guidance.
Insurance pricing and deductible structure can still vary by neighborhood and carrier, so validate policy details against this risk profile.
Related safety questions