City vs city
Melbourne vs Palm Bay, FL
Melbourne currently scores 5 points higher overall than Palm Bay, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Melbourne: 51/100 · Palm Bay: 46/100
Melbourne is 5 points higher.
Flood
Melbourne: 21/100 · Palm Bay: 39/100
Palm Bay is 18 points higher.
Melbourne: FEMA NFHL flood zones: 6 features intersect this tile.
Palm Bay: FEMA NFHL flood zones: 15 features intersect this tile.
Wind
Melbourne: 55/100 · Palm Bay: 56/100
Palm Bay is 1 points higher.
Melbourne: Wind exposure derived from ingested design wind / climatology tiles.
Palm Bay: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Melbourne: 94/100 · Palm Bay: 95/100
Palm Bay is 1 points higher.
Melbourne: Lightning exposure derived from ingested climatology tiles.
Palm Bay: Lightning exposure derived from ingested climatology tiles.
Tornado
Melbourne: 0/100 · Palm Bay: 8/100
Palm Bay is 8 points higher.
Melbourne: Tornado risk derived from NOAA SPC historical reports.
Palm Bay: Tornado risk derived from NOAA SPC historical reports.
Hail
Melbourne: 63/100 · Palm Bay: 42/100
Melbourne is 21 points higher.
Melbourne: Hail risk derived from NOAA SPC historical reports.
Palm Bay: Hail risk derived from NOAA SPC historical reports.
Storm surge
Melbourne: 0/100 · Palm Bay: Unavailable
A score difference cannot be calculated without both sources.
Melbourne: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Palm Bay: Storm surge model is not available for this location yet.
Wildfire
Melbourne: 57/100 · Palm Bay: 65/100
Palm Bay is 8 points higher.
Melbourne: Wildfire exposure derived from ingested fire potential tiles.
Palm Bay: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Melbourne: 14/100 · Palm Bay: 14/100
No gap.
Melbourne: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Palm Bay: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.