City vs city
Melbourne Beach vs Palm Bay, FL
Melbourne Beach currently scores 22 points higher overall than Palm Bay, with the largest gap in tornado.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Melbourne Beach: 68/100 · Palm Bay: 46/100
Melbourne Beach is 22 points higher.
Flood
Melbourne Beach: 43/100 · Palm Bay: 39/100
Melbourne Beach is 4 points higher.
Melbourne Beach: FEMA NFHL flood zones: 12 features intersect this tile.
Palm Bay: FEMA NFHL flood zones: 15 features intersect this tile.
Wind
Melbourne Beach: 56/100 · Palm Bay: 56/100
No gap.
Melbourne Beach: Wind exposure derived from ingested design wind / climatology tiles.
Palm Bay: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Melbourne Beach: 92/100 · Palm Bay: 95/100
Palm Bay is 3 points higher.
Melbourne Beach: Lightning exposure derived from ingested climatology tiles.
Palm Bay: Lightning exposure derived from ingested climatology tiles.
Tornado
Melbourne Beach: 100/100 · Palm Bay: 8/100
Melbourne Beach is 92 points higher.
Melbourne Beach: Tornado risk derived from NOAA SPC historical reports.
Palm Bay: Tornado risk derived from NOAA SPC historical reports.
Hail
Melbourne Beach: 100/100 · Palm Bay: 42/100
Melbourne Beach is 58 points higher.
Melbourne Beach: Hail risk derived from NOAA SPC historical reports.
Palm Bay: Hail risk derived from NOAA SPC historical reports.
Storm surge
Melbourne Beach: 94/100 · Palm Bay: Unavailable
A score difference cannot be calculated without both sources.
Melbourne Beach: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Palm Bay: Storm surge model is not available for this location yet.
Wildfire
Melbourne Beach: 43/100 · Palm Bay: 65/100
Palm Bay is 22 points higher.
Melbourne Beach: Wildfire exposure derived from ingested fire potential tiles.
Palm Bay: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Melbourne Beach: 14/100 · Palm Bay: 14/100
No gap.
Melbourne Beach: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Palm Bay: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.