City vs city
Mary Esther vs Miami, FL
Miami currently scores 16 points higher overall than Mary Esther, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Mary Esther: 44/100 · Miami: 60/100
Miami is 16 points higher.
Flood
Mary Esther: 42/100 · Miami: 73/100
Miami is 31 points higher.
Mary Esther: FEMA NFHL flood zones: 12 features intersect this tile.
Miami: FEMA NFHL flood zones: 12 features intersect this tile.
Wind
Mary Esther: 49/100 · Miami: 73/100
Miami is 24 points higher.
Mary Esther: Wind exposure derived from ingested design wind / climatology tiles.
Miami: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Mary Esther: 63/100 · Miami: 65/100
Miami is 2 points higher.
Mary Esther: Lightning exposure derived from ingested climatology tiles.
Miami: Lightning exposure derived from ingested climatology tiles.
Tornado
Mary Esther: 19/100 · Miami: 35/100
Miami is 16 points higher.
Mary Esther: Tornado risk derived from NOAA SPC historical reports.
Miami: Tornado risk derived from NOAA SPC historical reports.
Hail
Mary Esther: 10/100 · Miami: 85/100
Miami is 75 points higher.
Mary Esther: Hail risk derived from NOAA SPC historical reports.
Miami: Hail risk derived from NOAA SPC historical reports.
Storm surge
Mary Esther: 94/100 · Miami: 83/100
Mary Esther is 11 points higher.
Mary Esther: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Miami: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Wildfire
Mary Esther: 50/100 · Miami: 48/100
Mary Esther is 2 points higher.
Mary Esther: Wildfire exposure derived from ingested fire potential tiles.
Miami: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Mary Esther: 26/100 · Miami: 16/100
Mary Esther is 10 points higher.
Mary Esther: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Miami: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.