City vs city
Lower Grand Lagoon vs Panama City, FL
Panama City currently scores 5 points higher overall than Lower Grand Lagoon, with the largest gap in wildfire.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Lower Grand Lagoon: 50/100 · Panama City: 55/100
Panama City is 5 points higher.
Flood
Lower Grand Lagoon: 47/100 · Panama City: 41/100
Lower Grand Lagoon is 6 points higher.
Lower Grand Lagoon: FEMA NFHL flood zones: 17 features intersect this tile.
Panama City: FEMA NFHL flood zones: 20 features intersect this tile.
Wind
Lower Grand Lagoon: 41/100 · Panama City: 40/100
Lower Grand Lagoon is 1 points higher.
Lower Grand Lagoon: Wind exposure derived from ingested design wind / climatology tiles.
Panama City: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Lower Grand Lagoon: 51/100 · Panama City: 53/100
Panama City is 2 points higher.
Lower Grand Lagoon: Lightning exposure derived from ingested climatology tiles.
Panama City: Lightning exposure derived from ingested climatology tiles.
Tornado
Lower Grand Lagoon: 100/100 · Panama City: 100/100
No gap.
Lower Grand Lagoon: Tornado risk derived from NOAA SPC historical reports.
Panama City: Tornado risk derived from NOAA SPC historical reports.
Hail
Lower Grand Lagoon: 35/100 · Panama City: 31/100
Lower Grand Lagoon is 4 points higher.
Lower Grand Lagoon: Hail risk derived from NOAA SPC historical reports.
Panama City: Hail risk derived from NOAA SPC historical reports.
Storm surge
Lower Grand Lagoon: 95/100 · Panama City: 95/100
No gap.
Lower Grand Lagoon: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Panama City: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Wildfire
Lower Grand Lagoon: 6/100 · Panama City: 55/100
Panama City is 49 points higher.
Lower Grand Lagoon: Wildfire exposure derived from ingested fire potential tiles.
Panama City: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Lower Grand Lagoon: 21/100 · Panama City: 21/100
No gap.
Lower Grand Lagoon: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Panama City: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.