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City vs city
Lloyd vs Panama City, FL
Panama City currently scores 20 points higher overall than Lloyd, with the largest gap in storm surge.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Overall
Lloyd: 35/100 · Panama City: 55/100
Panama City is 20 points higher.
Flood
Lloyd: 37/100 · Panama City: 41/100
Panama City is 4 points higher.
Wind
Lloyd: 22/100 · Panama City: 40/100
Panama City is 18 points higher.
Lightning
Lloyd: 81/100 · Panama City: 53/100
Lloyd is 28 points higher.
Tornado
Lloyd: 15/100 · Panama City: 100/100
Panama City is 85 points higher.
Hail
Lloyd: 4/100 · Panama City: 31/100
Panama City is 27 points higher.
Storm surge
Lloyd: 0/100 · Panama City: 95/100
Panama City is 95 points higher.